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Agreed price and secured supply.

Farm Now,Pay Later

We formalize your harvest purchases with your suppliers and finance their inputs in kind. They plant on time and pay with the harvest you buy from them.

Are you a farmer? Write to us

A crop cycle with Weia, step by step

  1. Before planting

    The company and the farmer agree on a forward contract: quantity, price, delivery date and quality of the harvest.

  2. Tokenization

    The contract is recorded as a token on the XRP Ledger, a public record that cannot be altered. The token is the digital representation of its economic right. See an example token.

  3. Week 1

    The inputs arrive at the farm, financed in kind: seed, fertilizer and crop protection. The farmer never handles cash.

  4. Monitoring, from planting to harvest

    The farmer plants on time. Weia follows the plot with satellite images that show the change in vegetation cover, along with the local weather. On WhatsApp, the farmer gets what those images show, and AI assistance throughout the cycle.

  5. Month 6, harvest

    The harvest reaches the buyer in the agreed quantity and quality, on the agreed date, and is invoiced.

  6. Payment

    The company pays the invoice. Weia is paid the value of the inputs first, and the balance goes to the farmer.

  7. Close

    With the payment, the token is burned, and the farmer is already approved for the next harvest.

One contract. Supply, financing and control.

The company secures its supply. The farmer finances their inputs and gets AI assistance throughout the cycle. The funder gets visibility and control over every contract.

Formalize

Before planting, the company and the farmer sign a forward contract electronically: they agree on the quantity, price, delivery date and quality of the harvest.

Finance

With that agreement, Weia finances the inputs in kind: seed, fertilizer and crop protection. The farmer never handles cash and pays with the harvest, through the buyer. This is the Farm Now, Pay Later model (FNPL).

Control

Satellite monitoring of the plot, AI assistance on WhatsApp for the farmer, and every contract tokenized, with control over each stage from signing to payment.

For your company, financing your suppliers is settled within the same harvest payment: you pay as always, in a single payment.

Every contract, recorded and tokenized

Financing and procurement infrastructure for agricultural supply chains in Latin America.

We built the record on the XRP Ledger. The full cycle of every contract, from signing to close, is recorded and tokenized.

Every forward contract we finance becomes a token: the digital representation of its economic right. The token is created when the contract is activated and burned when it is paid, and every milestone is recorded with a date and a verifiable fingerprint. See an example token (opens the XRP Ledger in a new tab)

The company and the farmer sign the forward contract electronically before planting. Every deal is kept in a digital file.

It sets how much of the inputs is financed, using the farmer’s information, their sales history with the buyer and the credit bureau check they authorize. Every decision is recorded.

The farmer joins on WhatsApp, with no app to download. That’s where the AI assistance arrives, based on the satellite images of their plot: alerts, recommendations and answers to the photos they send of the crop.

Satellite images of the plot with vegetation indices such as NDVI and NDWI, cross-checked with the local weather. When something falls outside what is expected, the alert reaches the team and the farmer on WhatsApp.

The company pays Weia for the harvest. Weia deducts the financed inputs and transfers the balance to the farmer.

Forward contractHow a contract moves forward
Demo
  1. Draft

    The company and the farmer agree on the quantity, price, date and quality of the harvest.

    • Quantity, price, date and quality
  2. Active

    The contract is tokenized on the XRP Ledger. The financed inputs reach the farm and crop monitoring begins.

  3. Delivered

    The harvest reaches the buyer in the agreed quantity and quality, on the agreed date, and is invoiced.

    • Harvest delivered and invoiced
  4. Settled

    The company pays Weia for the harvest. Weia deducts the financed inputs and transfers the balance to the farmer.

    • Payment split at source
  5. Closed

    The token is burned, and the farmer is already approved for the next harvest.

    • Approved for the next harvest

Who Weia is for

Companies that buy harvests

Food and beverage companies, processors, restaurants and retail. Secure supply from your suppliers without tying up your own cash, with every contract recorded from agreement to payment.

Financial institutions in agriculture

Crop cycles that already have a buyer, with payment through the company that buys and every contract recorded on the XRP Ledger for you to review.

Suppliers of agricultural inputs

Add Weia as a distribution channel: your products join the catalog we offer farmers and, instead of financing the inputs yourself, you get paid by Weia.

Farmers

Plant on time with no cash up front and pay with your harvest, through the buyer.

Weia in the media

  • CLIC, with the Climate Policy Initiative as its secretariat, prepares agribusinesses with climate and nature solutions to connect them with investors. Weia is part of its 2026 Latin America and Caribbean cohort.

    Profile on CLIC (opens in a new tab)Video on YouTube (opens in a new tab)Post on LinkedIn (opens in a new tab)

  • Forbes Colombia included Weia again, in the AgFintech category, in its 2025 list of 100 startups to watch in Colombia.

    Read on Forbes Colombia (opens in a new tab)

  • The pilot, with Mercy Corps Ventures, integrates Weia’s traceability platform built on the XRP Ledger. With that information, Weia offers Colombian smallholder farmers its Farm Now, Pay Later option.

    Read on Ripple (opens in a new tab)

  • One of the 8 winning startups of CAF’s lab, out of more than 200 applications, with a Seedstars acceleration program from January to May 2025.

    Read on CAF (opens in a new tab)

  • The Global Inclusive Growth Partnership, a collaboration between the Aspen Institute and the Mastercard Center for Inclusive Growth, chose Weia as one of the four organizations receiving its 2024–2025 Spark Grants.

    Read on the Aspen Institute (opens in a new tab)

  • The Crypto for Good Fund of Mercy Corps Ventures, now Prosper Global Ventures, backs blockchain pilots in emerging markets. In its third phase it selected Weia, which uses blockchain traceability to unlock better prices for smallholder farmers in Colombia.

    Read on Prosper Global Ventures (opens in a new tab)

  • Forbes Colombia included Weia, in the AgFintech category, in its 2024 list of 100 startups to watch in Colombia.

    Read on Forbes Colombia (opens in a new tab)

  • Selected from more than 700 applications from 14 countries for the first cohort of the Grupo Alpina and Rockstart AgriFoodTech fund, with a six-month acceleration program.

    Read on Forbes Colombia (opens in a new tab)

  • 2023LaunchFirst Farm Now, Pay Later financing, on May 18.

Let’s talk about your procurement, financing or distribution

Tell us whether you buy harvests, finance agriculture or distribute agricultural inputs, and in which regions. We’ll propose how to work with Weia from the next planting season.

contacto@weia.com.co

Please do not include sensitive data, such as health information or biometric data, in your message.

Foodment S.A.S. BIC will use your data to respond to your request and to keep proof of your authorization. You can access, update, correct or delete it, or withdraw your authorization, at contacto@weia.com.co. Details in the Data Processing Policy (opens in a new tab).

Controller and rights

Controller: Foodment S.A.S. BIC, NIT 901.375.706-9, Carrera 7 # 80-49, oficina 504, Bogotá D.C., Colombia, contacto@weia.com.co, +57 310 516 8375. As a data subject you can access, update, correct and delete your data, request proof of your authorization, withdraw it and file complaints with the Superintendencia de Industria y Comercio.

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Farm Now, Pay Later